Care Fee Recovery

What is NHS Continuing Healthcare?

If an individual who is receiving care meets the relevant criteria for NHS Continuing Healthcare, they will no longer be responsible for any care costs. This can result in money that they have worked hard for, over the years being retained. This can equate to a saving of anything up to £50,000 a year and the preservation of any property belonging to them, that may have otherwise had to be sold for care fees.

NHS Continuing Healthcare does not rely on the amount of money that an individual has, nor does it depend on any assets that they have available to them. If eligibility is agreed your care fees are no longer your responsibility. The common misconception is that if individuals have substantial financial capital that they are responsible for their care fees, however if eligibility is proven, this is not correct.

Did you know?

Every year thousands of homes are sold to cover care fees


NHS Continuing Healthcare is not based on your finances


Free healthcare is available


We can assess whether you could apply for this


We could save you up to £50,000 a year
You might not need to sell the family home




Age Restrictions

I have been told I am too old for NHS Continuing Healthcare is this right?

No, anyone over the age of 18, who has health related needs may be entitled

Failed Assessment

I have had an assessment and they said I was not eligible, can I still appeal?

Yes you can, do not accept the decision if you disagree with the outcome.

Means tested

I have too much money in the bank so I cannot apply for help...

This is not true, Continuing Healthcare is based on needs and not finances.






For a no obligation discussion call us today on 01754 800551.
Alternatively click the button to use our enquiry form.



Help with Paperwork

Official paperwork can be extremely daunting and time consuming to complete.
We are here to help.





Mental Health

There are provisions that allow for free aftercare under the Mental Health Act. If someone has been sectioned without an assessment, they may be entitled to all future care costs being met. We are happy to advise you on this should you wish.


Representation

Is representation necessary?

It is relatively unknown that an individual and their representative are entitled to an advocate, who is able to act on their behalf and guide them through the process of any assessment being held. While it should not be a necessity, the hostility and the resistance that is experienced during these assessments makes it just that. Such assessments should consist of an informal discussion about the individual concerned and the needs that they have. It is unfortunate that there may be medical jargon used that can confuse those who are not working in the health sector.

We have found that individuals have little knowledge of the process or the National Framework that should guide the practice of the professional, resulting in the whole thing being both daunting and bewildering. Information surrounding NHS Continuing Healthcare is readily available on the internet but it does not explain the inconsistencies that continually arise around the country. While it should not be a postcode lottery, on some occasions it can be.

The Clinical Commissioning Groups around the country should be consistent in their approach, but with the assessment process lacking a substantial amount of definition, it is easy for the professionals to see things differently, all over the country. Having representation (or an advocate) to support you in your time of need can offer a degree of assurance that all of the essential principles that should be followed will be. If they are not, they will obviously challenge such matters on your behalf.

Did you know?

Every year thousands of homes are sold to cover care fees


NHS Continuing Healthcare is not based on your finances


Free healthcare is available


We can assess whether you could apply for this


We could save you up to £50,000 a year
You might not need to sell the family home




Representation

I have been told I cannot have representation, is this correct?

No, you are entitled to have an advocate present if you want.

Feeling intimidated?

I feel intimidated by the assessors, should it be like this?

It should not, but unfortunately it can be.

Confused?

I just don't know where to start with it all, how can you help?

We can support and guide you through every step of the process.




Power of Attorney


A Lasting Power of Attorney (LPA) is a legal document that lets you (the ‘donor’) appoint one or more people (known as ‘attorneys’) to help you make decisions or to make decisions on your behalf. This gives you more control over what happens to you if, for example, you have an accident or an illness and cannot make decisions at the time they need to be made (you ‘lack mental capacity’).

There are two types of LPA:

• Health and Welfare
• Property and Financial Affairs

We can provide the necessary form and complete it on your behalf, using information supplied by you.